Inspired by the visionary thoughts and ideals of the great social reformer, pioneer of education and Padma Bhushan awardee Dr. Karmaveer Bhaurao Patil (Anna), Vatvruksha Credit Co-operative Society Ltd., Dudhgaon, has set its course with the objective of empowering ordinary citizens financially, strengthening the spirit of co-operation and contributing to the overall development of society.
Karmaveer Anna created opportunities for progress for all sections of society through education. Following his ideals, the Society aims to strengthen the co-operative movement based on the values of financial self-reliance, social equality, integrity and collective progress.
Member deposits given highest priority
Daily doorstep collection by agents
Quick sanction for medical & study
Regular audit & accountable actions
Committed to empowering farmers, entrepreneurs and families across Dudhgaon and neighboring regions through transparent cooperative banking.
Guided by the visionary ideals of Padma Bhushan Dr. Karmaveer Bhaurao Patil (Anna), Vatvruksha Society delivers accessible, ethical, and modern banking solutions tailored for rural prosperity and mass financial inclusion.
Led by a Chartered Accountant Chairman alongside seasoned legal and banking advisors, every operation is governed with highest fiduciary standards, regular audits, and 100% deposit safety.
Earn up to 8.15% on Term & Recurring Deposits, +0.25% senior bonus, and 8 Yrs 9 Mos guaranteed wealth doubling.
Concessional Gold Loans at 8.75% sanctioned in 10 minutes for medical & studies, plus vehicle and business credit.
Authorized field agents provide daily doorstep collection for small traders and shopkeepers with instant receipts.
Guided by Chartered Accountants, Legal Counsel, and seasoned bankers ensuring complete regulatory compliance.
Plan your investments and calculate monthly loan installments (EMI) accurately.
* This deposit return calculator is intended solely for illustrative and planning estimation. Maturity and interest values are calculated using standard quarterly compounding. Actual interest rates and final returns will be governed by the official rate card and Society rules prevailing on the date of deposit opening.
Highest safety, guaranteed returns, and flexible options for your hard-earned savings
| Deposit Period / Type | Rate of Interest |
|---|---|
| 46 Days to 90 Days | 6.00% |
| 91 Days to 180 Days | 6.50% |
| 181 Days to 1 Year | 7.25% |
| 1 Year 1 Day to 2 Years | 8.15% |
| 2 Years to 5 Years | 7.50% |
| Pigmy Deposit (Daily Collection) | 4.00% |
| Savings Deposit Account | 4.00% |
| Recurring Deposit (RD) | 8.15% |
| Double Deposit (Damduppat) — 8 Yrs 9 Months | — |
Modern, courteous, and efficient cooperative banking facilities
Doorstep and marketplace daily deposit collection by authorized society agents for shopkeepers and small traders.
Special concessional interest rate of 8.75% for medical emergencies and higher education with immediate sanction.
Assistance for seamless and secure inter-bank fund transfers across all major scheduled and nationalized banks.
Prompt SMS notifications for deposits, installment payments, and important society announcements.
Exclusive 0.25% extra interest on term deposits >1 year and priority assistance at our Dudhgaon branch.
Free financial guidance for rural entrepreneurs, farmers, and women self-help groups for sustainable prosperity.
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Visit our branch or contact us for deposit accounts, loan sanctions, and member services.
Near Jain Mandir, Dudhgaon, Tal - Miraj, Dist - Sangli, Pin - 416315
Monday to Saturday: 9:30 AM to 5:30 PM (Sunday Weekly Holiday)
